An Affine Connection Between Caffeine & Receipts


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Central Nervous System is one of the most important things that controls our body, without which we can't move, feel or even survive. CNS is mainly composed of brain, spinal cord and the nerves. Every aspect of the body's movement is controlled and communicated through CNS.

Caffeine keeps your CNS Active:

Coffee is an extraordinary beverage that is fully loaded with active ingredients like caffeine, Chlorogenic acids, cafestol and trigonelline. Adenosine slows you down during the daytime, while Caffeine promotes central nervous system stimulation, making you attentive & fresh. Caffeine is the main reason why coffee boosts your brain function.

An Affine Connection:

Receipts stimulate your brain the same way caffeine does. Can't believe? Here's the Proof..

Having said that, how can you improve your brain functions and stay happy just by saving receipts? It is possible only with NumReceipt.

Who we are?

NumReceipt is an expense tracker app designed to make things better and much easier to operate. NumReceipt app helps users to store all the personal and business paper receipts in order to manage expenses effortlessly. The goal is to make expense tracking simple, speedy and stress-free.

The app has been designed in such a way that it allows users to store receipts, track business miles, generate expense reports, manage taxes, etc. Daily expenses can be tracked in just a click and it allows users to save a huge amount of time and money.

Visit & start focusing on Saving money for your Future!

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Go Paperless- Save Trees

Did you know that the United States is the second-biggest consumer of paper and cardboard products in the world according to a  2016 estimate by research firm Statista?. Next, only to China, we use approximately 229 kilograms of paper and cardboard per person! Though the numbers may have reduced in recent years owing to the increased awareness about the many environmental issues surrounding the production of papers, the numbers are still very high and alarming. For a country that prides itself on leading the way for the rest of the world, this is certainly not what we want to model for cultivating a sustainable economy.

A singleton of office paper needs about 24 trees to be felled, chipped, and processed before they can be made into the paper we are familiar with. During this process, the amount of chemicals, energy, and water used is simply humongous, not to mention the pollution and damage to the environment. But considering that paper is still one of the most useful inventions of modern man, one may be forgiven to think that it is enough to just reduce his/her consumption of paper. That is not the case, especially when you realize that 40% of the waste in our country is still paper!

So what can we, as responsible citizens, individuals, small business owners, and householders, do to help this cause? How can we save the trees and stop contributing to the environmental issues? How can we adapt and become role models to showcase a sustainable business or personal practices? The answer is very simple. We can stop adding to the demand for paper and cardboard by going as paperless as possible for us.

Going paperless, however, need not be as hard or difficult as it has been made out to be. Luckily we are in the digital era. Today, there is a wide choice and numerous applications that provide easier, much more accessible and sustainable alternative to using paper for whatever purpose you may have in mind.

Take, for instance, the NumReceipt expense tracker app. It provides you an efficient and simple way to record and track your expenses digitally anywhere anytime instead of spending unnecessary resources and energy on printing paper receipts, filing & storing them, and searching for them desperately when the need suddenly arises. Not only will the app dispose of the need to print or file paper but it will also help you save your energies drastically. So the next time you are purchasing a business supply or paying for an expense, you can simply wave off when the clerk asks you if you need a paper receipt and instead opt to have it sent to you electronically. Once you feed that electronic receipt to the app, it will then automatically categorize and maintain it for you.

Similarly, there are other equally wonderful solutions for going paperless in all areas of your lives. To begin with, you can reduce or cut down the personal paper stationery you may be used to maintain your to-do lists, make notes during meetings, or keeping tabs of your business transactions. Simply identify a suitable mobile app that can address your need and switch to it cold-turkey. Just like NumReceipt, most of them should be able to provide you uninterrupted access both on your mobile and desktops.

The next thing to do would be to ensure no other paper items enters your home or business premises – the junk mails, the bank statements, the utility bills, the magazines, so on and so forth. Do a simple survey of your premises and make a list of all the paper items you see cluttering your space. Take an hour or two to reach out to your bank or utility to sign up for electronic statements and opt-out of physical paper copies. Once you do that, you will need to ensure you do not bring back any paper yourself – either by accepting a printed credit card purchase receipt or a payment acknowledgment. Remember to refuse paper copies and demand that all receipts be sent to you electronically – better yet; make all your transactions electronic as much as possible.

After following this for a month or so, you will get a reasonable hold on the amount of paper you are consuming and you might even be able to bring it down to near Zero. Pat yourself on the back but do not stop there. Do take the time to search out all the old papers you have stashed away and seen how you can responsibly get them dropped off at a recycling facility. For papers that are too important, you will need to scan them into digital copies first before shredding and then recycling them. While it can seem like hard work, it can be highly satisfying as well to know your small efforts will go a long way in helping the environment and saving the trees.

How to Get Over Your Love-Hate Relationship with Finance

It’s normal to get worried about money, especially if you're managing your finances. The Huffington Post presented a study by Northwestern Mutual that found that money is a primary cause of stress for 44% of Americans, far surpassing the problems associated with relationships and work. Handling finances subject us to hours of headache, overspending, debts, and overtime as we struggle to pay everything off.

But it doesn’t have to be that way. There are plenty of ways to help you overcome your love, mostly hate, relationship with finance and still reap its full benefits – here are some of them.

Create a Budget

One in 10 Americans says they spend $300 or more per week on personal needs like food, healthcare, transportation, and entertainment, which budgeting can help you with. Having a budget is going to help you decide how much money to save, and keep track of how much you spend to make sure that you don't exceed your monthly salary.

There are a lot of different approaches to budgeting, one example being the 50-30-20 rule. The rule states that after you receive your income, post-tax, divide it into three: 50% for food, bills, and other essentials; 30% for personal use like dining and entertainment; and finally, 20% for financial goals like savings and investments. The rule is very flexible – you can even go 50-25-25 or 40-30-30. Many financial experts recommend setting aside at least 10 to 15% of your annual income   for a comfortable life in retirement. In any case, it's up to you to determine your priorities, so you know how much money to allocate for every expense.

Hire a Financial Planner

Many people handle their finances despite little financial knowledge. It’s manageable even without the help of an expert, but hiring one can help you reach your financial goals while taking a weight off your shoulders. We recommend looking for an advisor who's obligated to disclose any conflicts, factors, fees, and commissions that may influence the decisions they make. There are plenty of professionals out there to choose from, especially since Maryville University notes that the number of financial planners is expected to increase by 30% up until 2024.  Consider all your options and do a lot of research, before making an informed decision. Remember, you’re trusting them with your hard-earned money.

Invest Your Money

There are two ways to make money: working for yourself or having your assets work for you. Money is a lot easier to manage when you’re not holding on to too much of it, and investing is the perfect way to do this while preventing any finance woes in the future. In our post Cost of Living: Changes a Lot Over Time we discussed how the cost of living fluctuates and it usually goes up, so it never hurts to have the money when the time comes. To unlock your love of finance and all its related aspects, you need to look at things from a long-term perspective. Invest at least 10% to 20% of your monthly income or even your annual salary; because even if it’s not a lot right now, it’s going to be in 10 years and even further in the future.

Nothing is keeping Americans from being wealthy except for their lack of self-confidence and a bit more discipline. Learn how to set your own goals, and follow them until the very end. By following the aforementioned tips you could stop your stressful love/hate relationship with finance and get your money working for you.

EXPENDITURE- Spending you should be focusing on!

Hello impulse spenders, Have you ever been thankful that someone stopped you from spending for something you already have and be happy for it?

There are different ways of spending money. How you spend determines who you are. When we savor and appreciate what we have now, instead of trying to get happy by acquiring more things, we eventually end up spending wisely. It may sound like a Utopian idea but just give it a thought if you do not want to wreck your financial future in the process of enjoying financial freedom to use your money however you wish to.

Focusing on the correct type of spending

To encourage and keep the focus on the correct type of spending, we have formulated a mnemonic, an easy to remember the phrase –” save for a rainy day”

Save - Asking yourself is the best way to optimize spending.

What are we buying?

Who are we buying it from?

How often do we buy?

When did we buy it?

Is this item really the one we want to spend our hard-earned money on?

Are we getting what we had been promised?

How does the expense data compare from previous years?

For - Is the purchase worth the effort? Always analyze what you will gain by buying the item. What will you lose, other than cash of course? What are the long-term consequences? Will it improve your health and happiness or genuinely give you more free time? Is this the best option to spend your money? If you cannot answer these questions positively, then let your money safely rest in your wallet.

Rainy – Remember! It’s perfectly OK to not spend on anything while shopping. Well, it might seem like a waste of time when you shop without making a purchase but in the real sense, buying something you don’t need or you already possess only makes for more waste.

Day - Do some quick math every day.

Do a little simple division to see how much of your time, effort, and work is eaten up by a potential purchase. Comparing how much you have to work and the cost it covers for a new purchase can inspire you to become a mindful spender. Likewise, spending in cash instead of credit card helps you gain a better sense of how much you’re spending. It's much easier to leave the money in the wallet than having to earn extra money!

You ask we answer

Obviously saving today is going to be spending for the future. For all the questions you ask with respect to your saving and Spending, we at NumReceipt are glad to answer with supporting data and analysis. We are here to control your spending. Make full use of our receipt filer,  track business expenses and mileage, join our spend management program, get instant reports on your spending and steer your way towards a secured future.

Save for a rainy day

We are all aware of the story of the ant and the grasshopper. So decide for yourself if you are going to be a maximizer like an ant reaping benefits of your conscientious decisions in the future or the fun-loving grasshopper struggling to survive the winter.

Becoming a conscious spender would result in financial freedom which we all aspire to have! "Save for a rainy day”– with NumReceipt.



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