Saving- It's easy if you do it smart !

Sathya Amritha.K  

Blog mail screen image

Saving money is easier than making money. If you save a penny then you only need to earn a penny less. Well, as long as you “Wait, Opt, and Re-train” before swiping your card or part with your hard-earned money, saving is going to be super easy.

Making small changes in your life can fatten your savings and help you budget better. Sounds good right. We tell you how to save smartly– just follow our friends – step by step.


Steps for smart saving

Step 1. $TOP & WAIT!!

In this age of internet and online shopping, you are always surrounded by the temptation to spend your money. When you’re constantly bombarded with enticing advertisements, with some sort of sale going on stores in your neighborhood, it is normal to sway in front of the marketing strategies and end up spending on products you don’t really need but catch your eye nonetheless. Before you reach for your cash or grab your credit card, pause for a minute.

Wait for at least 48 hours before making an online purchase. This will cool your urge to spend in haste and make you analyze if you need the particular item for survival. When you play this waiting game, you can spend productively, save lots of money on products which you buy in a jiffy and end up regretting your purchase. Decide wisely, wait patiently and move on to step 2.

Step 2. OPT & Re-train!!

We are social animals, thriving on a wide range of ideas and experiences. To hit upon something really exciting, our brain first needs to wander, shuffle and look out for options.

It's not your fault for not being able to save. A research study has unraveled the humans’ cognitive bias against saving ( Essentially, our brains are unconsciously attending to earning over saving because we’re so much more focused on earning. Of course, you can’t save something before earning first and this lesson has been well learned by the human brain.

One of the reasons why it’s hard to save is because saving money is essentially spending money on your future self, and your future self’s needs and wants are a lot more abstract than your present needs.

Now is the time to switch your brain and re-train it to look for options to save. Go through your spending lists, track your expenses and make a checklist.

Putting some emergency savings into an account or a certificate of deposit that’s a little harder to access than your typical on-hand money may also help.


If you don’t have the cash then walk away. It’s better to purchase at a later point in time than buying the item using your credit card. It is very rare that we truly desperately need an item. Don’t burden yourself with debt – it’s simply not worth it.

Step 3. $AVE!!

Stopping yourself and thinking Step 2 – OPT & Re-train!! BEFORE you hand over your hard-earned money will put you in control of your wallet helping you to save, save, save!!

Remember the less you spend, the more you save. The move you save, the more likely you meet a happier future self when you retire!

Saving with NumReceipt

There are a hundred thousand tips google offers when you type the golden phrases “How to save money”. We would like to share with you how you can use our digital app, NumReceipt for saving.

Try out our competitive easy spending expense tracker app to track your expenses and eliminate doubts and regret.


Save your receipts with us, use it in apps like receipt hog - snap receipts. earn cash and save the perks you receive. Our implemented app can also save paper receipts.

Saving paper is good for the environment - so we not only help you save your money but also fulfill our duty towards the environment.

You have nothing to lose. You save your time, money and paper as well. So experience our service and remain our Customer forever.

Try saving with a friend - Accountability helps and we promise to be able to account for you, thus improving your financial fitness.

Download our app, NumReceipt – your trusted friend for financial accountability.

About Author : Sathya Amritha. K is an engineer by profession with a passion for writing. A keen learner by nature, she believes that every day is a lesson for life. Writing for NumReceipt has taught her the art of spending and saving, so using the app would secure your financial future for sure. Visit her soul space where she has shared many experiences and reflections through her blogs about all amazing things which make up this beautiful life ( and know more about her. When she is not writing, you can find her at the park running after her rollicking two-year-old twins.


Recession – How to rebuild personal finance after the recession?

Wedding Expenses Strategies for Cost Reduction

Top 10 tips and tricks for Frugal Living



For Everyone who pushed or clicked a shopping cart

Android demo image